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homeowner tagged posts

11 reasons you have clutter

Thanks to Cindy Bernstein of Aim4Order for this episode of Tips from the Pros about the reasons we have clutter.

Try as we might, we all have some clutter in our lives. Understanding the reasons why we accumulate so many things can help us turn it around and begin to reduce clutter.

1 . You’re not sure what clutter actually is.

Clutter, as defined by Merriam-Webster is, “Scattered or disordered things that impede movement or reduce effectiveness. A crowded or confused mass or collection.”

2. You can’t resist a sale.

Do you ever buy things you already have? You may buy things in bulk because you think you’ll use them, but then don’t. Often you take advantage of items that are on sale that you think you might need, but never do.

3...

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3501 Northway Drive

  • 3501 Northway Drive, front sidewalk

This updated Parkville duplex located at 3501 Northway Drive is so much larger than you’d imagine; so, stop your search and welcome home! This three bedroom, two bathroom home offers a spacious living room with large picture window to the let the sun shine in!

A separate dining room with gorgeous ...

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Prevent Pipes from Freezing

Thanks to Tom Benisch of State Farm for this episode of Tips from the Pros on preventing pipes from freezing.

Frozen Pipes Could Be a Big Problem, One That May Be Prevented

frozen pipes can be a big problem

What’s worse than a major home maintenance disaster? Try several major home maintenance disasters at once. When a house’s water pipes freeze, the situation is not as simple as calling a plumber. A 1/8-inch crack in a pipe can spew up to 250 gallons of water a day, causing flooding, serious structural damage, and the immediate potential for mold.

Frozen water pipes are a problem in both cold and warmer climates, affecting a quarter-million families each winter, and it can happen in homes with both plastic and copper pipes. It’s all too common, especially considering this damage is largely preventable.

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Cindy Bernstein, Aim 4 Order

This series of posts will introduce you to my team of preferred partners who assist me in all aspects of my business. When I say I am your trusted real estate adviser and that I’m available to provide resources/referrals to other industry professionals and services before, during, and after a sale, I mean it.  

Cindy Bernstein, Aim 4 Order – Professional Organizer

What is your mission statement or philosophy of business?

My mission is to bring peace and utter joy to people overwhelmed and stressed by their surroundings. My philosophy of business and life is to treat people with patience and kindness and a healthy dose of humor on the side, while giving people the most value for their time and money.

Tell us something about yourself...

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Contact me for all your real estate needs

Contact Me for All of Your Real Estate Needs

I am happy to answer any of your questions about our local real estate market, buying, selling or looking for a referral for a service in Baltimore and surrounding counties.

I can help in any of these areas:

  • The value of your home
  • The state of the market
  • A home renovation 
  • Selling a home
  • Looking for a new home or investment property
  • Moving out of the area or purchasing a vacation home
  • Financing or refinancing information

Read the full report in my monthly Item of Value by clicking here.

Contact me if there is anything I can do to help you buy or sell your home.

Oh, by the way, I’m never too busy for any of your referrals.

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4 Reasons You’re Having Trouble Getting a Fire Started

Thanks to Clean Sweep for this episode of Tips from the Pros about proactive chimney sweeping.

A Partially Closed Damper

If you opened the damper for your fireplace, it’s possible that something on the interior or exterior is preventing it from opening fully. Soot buildup and water damage could lead to a damper in need of repair. Clean Sweep can examine the damper and complete any necessary repairs for it to work properly again.

No Pilot Light

If you have a gas fireplace, the pilot light can be extinguished by a strong gust of wind or downdraft. Try turning the pilot light back on by turning the control knob to the pilot position. Hit the red button that lights the pilot and hold it for about a minute before turning the knob on...

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Organizing your goals

Image: Balloon Coach

Thanks to Cindy Bernstein of Aim4Order for this episode of Tips from the Pros about organizing your goals.

As the year is coming to an end, thoughts turn to 2019 and what you can accomplish in the new year. Setting goals can be a challenge, but there are some ways to make it easier.

The first step is deciding what goals you want to achieve in the coming year before you figure out how to achieve them.

People who write down their goals are much more likely to make them happen. There are several ways to do that.

Make a list of the goals you want to achieve in the year, month-by-month or even week by week. You can break down the big goals into components that you need to accomplish in order to reach that goal...

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Wealth-Building Financial Goals for Every Stage of Life

wealth-building to work toward financial goals is important for all stages of life

If building wealth is among your aspirations for the year ahead, you will need some tips and idea. You might be looking for financial goals to set, depending on your age and stage of life.

In this Monthly Item of Value, get tips on where you should focus in each decade of your life. Although your priorities will surely change over time, the goal of continuing to build wealth may not.

In your 20s: Start saving and balance debt-to-income. 

In your 30s: Save as much as you can for large goals while you handle the demands of a growing family or caring for aging parents. 

In your 40s: This is your peak earning decade: Research shows pay growth peaks at 49 for college-educated men and 40 for college-educated women.*

In your 50s: Max out your savings and catch-up on savin...

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Everything You Need to Know About Self-Storage

Thanks to our friends at StorageUnits.org for this informative guest blog.

Storage space – you can never have enough. Clutter piles up, closets overflow and garages fill up quickly with your belongings. If you’re low on space, you don’t have to remodel your interior and add more closets. The simple solution is self-storage. With a self-storage unit, you can keep your stuff in a dedicated place away from home and have it nearby when you need it.

What is Self-Storage?

Self-storage comes in handy for anyone who needs to make space in their home or business. Storage facilities provide a convenient service for keeping and protecting your belongings in individual units...

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December Mortgage Rates

Thanks to Mark Hines of Fidelity Bank for this episode of Tips from the Pros about mortgages.

The Fed

As it now stands, the Fed has penciled in three 25 basis-point hikes in 2019.  However, the chances of those projected rate hikes actually seeing the light of day are declining rapidly.  While the Fed is expected to bump their short-term benchmark rates 25 basis points higher next week Wednesday — the futures markets are showing investors are now assigning 50-50 odds to the likelihood the Fed will raise rates even once in 2019. 

Believe it or not, the end of the tightening moves by the Fed is not particularly good news for the prospects of steady to lower mortgage interest rates...

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