home ownership tagged posts

34 Elinor Ave.

  • 34 Elinor Ave. front view sidewalk and bushes

34 Elinor Ave.

Here it is, the one you’ll want to call home! This delightful single family colonial at 34 Elinor Ave., Baltimore County is perched on a large corner lot...

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Retirement Worksheet

retirement worksheetRetirement Worksheet

Do you want to know how much money you’ll need to retire? Use the linked worksheet to help you estimate. Although your life circumstances may change, the worksheet can give you an idea of how much savings and investments you need to retire comfortably.

If you’d like to speak to someone about financial planning, I can connect you with a professional in my network.

Topics covered on the worksheet

  • How much will you need to maintain your lifestyle?
  • How much of your income will come from non-savings sources?
  • How much income will need to come from your savings and investments each year?
  • How long will your savings and investments need to last?
  • So, how much will you need to save?
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201 Janet Ct.

  • 201 Janet Ct. front view

201 Janet Ct.

So much more space than one would imagine in this meticulously maintained Chartley home. It’s located at 201 Janet Ct...

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Smoke Detector Laws in Maryland

smoke detector laws in Maryland

Smoke detectors in Maryland homes

As you probably know, the law changed on January 1, 2018 about smoke detectors in Maryland.

You now must have a 10 year battery and the alarm needs to have a silence or hush feature. You have to have a smoke detector in every level of your home, including the basement. The smoke detector must be less than 10 years old.

If you don’t have the required smoke detectors in your home and you are selling the home, you are subject to a fine. Avoid the fine and update your smoke detectors to the required hardware.

Get the full details about home smoke detector legal standards by clicking here for a PDF infographic with all of the information you need.

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302 Breslin Rd.

  • 302 Breslin Rd. front door exterior

302 Breslin Rd.

Lovingly cared for single family Cape Cod at 302 Breslin Rd.  in Joppa, Harford Co., offers a one year young kitchen that includes rich cabinetry and maintenance free counters...

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Updated Mortgage Rates

Thanks to Mark Hines of Fidelity Bank for this episode of Tips from the Pros about mortgages.

It looks like last week everything leveled off a bit even in the wake of the possible collapse of Turkey’s economy. In US news, July Housing Starts +0.9%– Building Permits +1.5%.  Weekly jobless claims -2,000 to 212,000.  News is mortgage interest rate neutral.

As everyone knows by now FHLB is out of funds till January 2019.

There are other down payment assistance p[rograms that have funds to help 1st time buyers. Feel free to reach out to me if you have questions on any of these valuable programs. Construction loans are becoming popular with the lack of inventory. I do have a one-time close construction loan...

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Good Financial Habits

financial habits can help you saveIn this issue of my Monthly Item of Value, learn good financial habits that will help you throughout your lifetime.

By following this list of tips, you will be able to make the most of the money coming in and help your lower your debt and raise your savings and investments.

  • Be mindful of spending.
  • Create and stick to a budget.
  • Pay off one debt at a time.
  • Continue building your emergency savings.
  • Keep contributing to your retirement.
  • Create a budget.

For the full report click here.

Thinking of buying or selling your home? Contact Gigi today to set up an appointment.

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How to Choose the Right Firewood

Thanks to Clean Sweep for this episode of Tips from the Pros about choosing firewood.

How to Choose the Right Firewood

While warm fires are the last thing you want burning in your house in the summer heat, fall and brisk winter nights are right around the corner. When cooler days come around, you should start by cleaning out your fireplace and getting a chimney inspection. Once your chimney has been prepped, you need to choose the right firewood.

Clean Sweep choosing firewood

Dry Firewood is the Best Firewood

As a general rule of thumb, remember that dry firewood is the best firewood. Wood is filled with small tubes that run water from the roots below the ground into the trunk and branches. When the wood is cut, those tubes will still have moisture in them...

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August Calendar of Events

August Calendar of Events

Lots of activities are happening in August around Baltimore. Exciting events are taking place including music, food and O’s games.


Moonrise Festival in August

Image: Moonrise Festival

The Moonrise Festival is at Pimlico Racetrack August 10-11.


Kenny Chesney at Merriweather Post Pavilion in August

Image: Kenny Chesney

Kenny Chesney fans will be happy to see him with Old Dominion at Merriweather Post Pavilion on August 22.


Fells Point Farmers' Market

Image: Fells Point Farmers’ Market

The Fells Point Farmers’ Market is every Saturday from 7:30 a.m. – 12:30 p.m through November.


Pints in the Park hosted by Downtown Partnership of Baltimore

Image: Downtown Partnership of Baltimore

Bring your thirst to the Pints in the Park the second Friday of each month through October at Center Plaza located at N. Charles & Fayette Streets. Hosted by Downtown Partnership of Baltimore.


Image: Port Discovery

Port Discovery – Dinosaurs: Land of Fire and Ice Exhibit...

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Stay Organized and Clutter-Free

In this Monthly Item of Value learn about how to stay organized and clutter-free.

We all have problems with accumulating clutter in our homes. Making sure everything has a place to be put away.

Not having more than we need seems to be a problem for many Americans. Try to donate or give away at least one thing for every new item you bring in the house to get a handle on clutter.

Taking these tips to heart, you will find that the amount of clutter in your home will be reduced. These tips are especially helpful if you are thinking about buying or selling your home. The less you move, the better. And if you are showing your home – the less clutter you have, the more attractive your home will look to others.

If you are interesting in buying or selling a home, please contact Gigi today to get...

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