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Gigi Causey realtor tagged posts

January Mortgages

Thanks to Mark Hines of Fidelity Bank for this episode of Tips from the Pros about mortgage rates.

Don’t forget Fidelity Bank Mortgage now has the lock and shop to insure the rate does not go up while searching for the home of their dreams. See attached.

Long term trend provided by Market Alert, Inc.

Some may be wondering where all the furloughed government workers claims for jobless benefits are?  As is normally the case with federal workers — they have a different system than the average Joe on the street.  There are more than 10,500 government employees who have sought benefits through the week ended January 5th, the latest period for which numbers are available.  

The federal jobless benefits are higher than those paid to ordinary citizens – but unlike regular citizen...

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Contact me for all your real estate needs

Contact Me for All of Your Real Estate Needs

I am happy to answer any of your questions about our local real estate market, buying, selling or looking for a referral for a service in Baltimore and surrounding counties.

I can help in any of these areas:

  • The value of your home
  • The state of the market
  • A home renovation 
  • Selling a home
  • Looking for a new home or investment property
  • Moving out of the area or purchasing a vacation home
  • Financing or refinancing information

Read the full report in my monthly Item of Value by clicking here.

Contact me if there is anything I can do to help you buy or sell your home.

Oh, by the way, I’m never too busy for any of your referrals.

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2018 Home Sales

  • Wallace

Congratulations to all of my clients who are new home owners! Take a look at my home sales for 2018.

If you are considering buying or selling a home, contact me today!
Oh by the way, I’m never too busy for any of your referrals.

If you are moving out of the area, I can help yo...

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4 Reasons You’re Having Trouble Getting a Fire Started

Thanks to Clean Sweep for this episode of Tips from the Pros about proactive chimney sweeping.

A Partially Closed Damper

If you opened the damper for your fireplace, it’s possible that something on the interior or exterior is preventing it from opening fully. Soot buildup and water damage could lead to a damper in need of repair. Clean Sweep can examine the damper and complete any necessary repairs for it to work properly again.

No Pilot Light

If you have a gas fireplace, the pilot light can be extinguished by a strong gust of wind or downdraft. Try turning the pilot light back on by turning the control knob to the pilot position. Hit the red button that lights the pilot and hold it for about a minute before turning the knob on...

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Organizing your goals

Image: Balloon Coach

Thanks to Cindy Bernstein of Aim4Order for this episode of Tips from the Pros about organizing your goals.

As the year is coming to an end, thoughts turn to 2019 and what you can accomplish in the new year. Setting goals can be a challenge, but there are some ways to make it easier.

The first step is deciding what goals you want to achieve in the coming year before you figure out how to achieve them.

People who write down their goals are much more likely to make them happen. There are several ways to do that.

Make a list of the goals you want to achieve in the year, month-by-month or even week by week. You can break down the big goals into components that you need to accomplish in order to reach that goal...

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How to Improve Your Indoor Air Quality this Winter

Thanks to Clean Sweep for this episode of Tips from the Pros about air quality.

Homes are designed to be energy-efficient over the cold winter months and block out heat in the summer. When frigid winds start outside, homeowners seal cracks in insulation and block out any drafts. However, those measures to keep heat in also seal in allergens and pollutants inside of the home. Indoor air quality can dramatically decline over the course of a single winter month.

What Pollutants and Allergens Impact Indoor Air Quality?

  • Mold and mildew
  • Pet dander and hair
  • Dust mites
  • Pollen
  • Germs, viruses and airborne bacteria
  • Tobacco smoke
  • VOCs (volatile organic compounds) that can be found in the bonding agents used for carpet, upholstery and paneling
  • Asbestos
  • Carbon monoxide
  • Lead
  • Household ...
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December Mortgage Rates

Thanks to Mark Hines of Fidelity Bank for this episode of Tips from the Pros about mortgages.

The Fed

As it now stands, the Fed has penciled in three 25 basis-point hikes in 2019.  However, the chances of those projected rate hikes actually seeing the light of day are declining rapidly.  While the Fed is expected to bump their short-term benchmark rates 25 basis points higher next week Wednesday — the futures markets are showing investors are now assigning 50-50 odds to the likelihood the Fed will raise rates even once in 2019. 

Believe it or not, the end of the tightening moves by the Fed is not particularly good news for the prospects of steady to lower mortgage interest rates...

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The Five Elements

In this issue of Tips from the Pros, here is a blog from Chuck Graham an acupuncturist.

The study of the 5 elements is the study of relationships in nature. It is, along with yin and yang, the basic philosophy of traditional Chinese medicine. The ancient Chinese observed these relationships in nature, and applied them to their understanding of the human body.

The five elements, Fire, Earth, Metal, Water and Wood, are not simply the foundation of this beautiful system of medicine: they are the foundation and spirit of all nature around us. The five elements are alive both around us and in us: they are a way to describe the movement of all life and all energy. They embody all the qualities that we encounter in Nature...

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How to Prepare Your Home for the Winter

In Tips from the Pros, here are some thoughts about weatherproofing your home for the cold weather from Chimney Sweep Maryland

Fall is here, and winter is right around the corner, which means that you should take some time to complete all of your regular fall maintenance tasks. Thankfully, Clean Sweep Maryland is here to help!

Check Your Slate Roofing

Fall is a great time to check your slate roofing for any issues since it’s months before the weight of snow will be pressing down upon it. Broken or missing shingles can lead to major problems and structural damage over the course of the winter. Your slate roof should also be checked for gaps in the flashing around your skylights, chimney and roof vents...

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8632 Saxon Circle | Nottingham Home for Sale

8632SaxonCircle-2

SOLD

Expansive 4 bedroom, 2.5 bath colonial in sought after Nottingham locale offers neutral decor, the perfect foundation for your decorating ideas. The open floor plan flows seamlessly through the first floor. Your family will enjoy the extra large living room, dining room with ceramic tile, lovely kitchen with granite counters, sun filled breakfast area with first floor laundry option and front room with a brick fireplace. The inviting deck is made for relaxing. This ready-to-move-in home boasts a partially finished lower level with walk out, updated systems, new windows and a two car driveway.

Priced at $275,000.00

8632SaxonCircle-7 8632SaxonCircle-9 8632SaxonCircle-18 8632SaxonCircle-34 8632SaxonCircle-4 

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