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What to do with your tax refund

Getting a refund?

Tax time is upon us! As you gather all your documents and prepare to file by the April deadline, there’s a chance you might receive a little bonus in the form of a refund.

Rather than pocketing the extra dough, why not put that money to work? Check out these financially healthy ways you can use that refund in 2020!

You can:

  • Stock your rainy day fund
  • Invest
  • Chip away at debt
  • Work on the mortgage
  • Contribute to retirement
  • Support a cause
  • Renovate your home
  • Focus on Personal Development

And if you think you may owe, don’t panic — I’ve got a few tips on what to do if that’s the case. If you need a tax professional to help you out, contact me for a great referral. 

Click on this link for the full document.

What are you going to do with your tax refund?
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3104 Yorkway

  • 3104 Yorkway, street view

This charming Dundalk single-family cape cod is located at 3104 Yorkway. The home was recently renovated from top to bottom and perfectly priced means this should be your top choice!

The charming enclosed, front portico provides a transition space to leave your snowy boots, wet umbrellas or backpacks before entering your spacious livin...

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Networking at Primary Residential Mortgage, Inc.

My quarterly networking event at Primary Residential Mortgage, Inc.

Thanks to Steve Preis and Primary Residential Mortgage, Inc. Steve hosted us for the quarterly networking event on February 5 in their Towson office.

A nice group of my business partners filled the conference room. We gather to share information and ideas. There was an interesting discussion about ways we can help each other in business and share referrals.

In addition, we had a nice conversation about our fantasy jobs. We considered how we can use the joy with have for that fantasy job and bring it to our current businesses.

Networking at Primary Residential, great food!
Networking at Primary Residential

These networking events are always a pleasant way to get together with like-minded people. We offend come up with business ideas, career goals, wishes and other plans for the future.

We don’t often get a chance to really understand how busin...

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February 2020 events

My monthly calendar will help you find some February 2020 events in and near Baltimore. It’s a great month for dining out. See details below. In addition, get the details on the events by following the links in the listing.

Mt. Vernon Love Stories

February 2020 events, Mt. Vernon Love stories
Image: Baltimore Heritage

It’s a taste of the real Baltimore… Mount Vernon Love Stories: A Historic Valentine’s Walking Tour on February 9, 10:00 am – 11:30 am.


February 2020 events, Wicked the musical
Image: Wicked

Now is your chance to see Wicked, the musical that shares the facts about the Wicked Witch from the Wizard of Oz. Several dates available from February 11 – March 7 at the Hippodrome.

Gilded Lily Burlesque presents: Tassels & Champagne: We Love You, Baltimore

February 2020 events, we love you, Baltimore.
Image: Creative Alliance.

Looking for something different to do for ...

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How to plant a container-grown tree

Thanks to the University of Maryland / Maryland Grows this article on how to plant a container-grown tree. It seems like an odd time to be talking about planting outdoors, but it’s not.

Late-winter through mid-spring and early through mid-fall are the best times to plant woody ornamentals. That makes this is a good time of year to start planning your process. In addition, it is especially true if you are interested in adding shrubs or trees to your landscape this year.

Take a look at this video showing you how to plant your container-grown tree. For more information, view the HGIC page on the planting process.

In conclusion, adding trees will add to the overall landscaping of your yard.

How to plant a container-grown tree from University of Maryland Extension Home & Garden Information Center
Image: University of Maryland Extension Home & Garden Information Center


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Steve Preis, Primary Residential Mortgage, Inc.

Steve Preis, Primary Residential Mortgage, Inc.

This series of posts will introduce you to my team of preferred partners who assist me in all aspects of my business. In this installment, meet Tom Benisch, Jr. of State Farm. When I say I am your trusted real estate adviser and that I’m available to provide resources/referrals to other industry professionals and services before, during, and after a sale, I mean it.

Meet Steve Preis of Primary Residential Mortgage, Inc. He has extensive knowledge combined with an intense attention to customer service. Steve believes in face-to-face meetings, close client interaction and a 24/7 team approach to service.

What is your mission statement or philosophy of business?

To develop sincere relationships, while delivering the best possible service and overall experience.

Tell us so...

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2020 Real Estate Market Fast Facts

The new year is here and it’s time to take a look at the real estate market stats of last year. In addition, we want to learn what to expect from the market in the new year.

How long homes stay on the market and the mortgage rates matter. Get those and other stats you’ll need if you are buying or sell a home this year.

Are you a first time buyer? Did you know that a third of buyers are first timers?

How long do you expect to search? What is your view on the American Dream? Most people include owning a home in their dream. Furthermore, home ownership is a good financial decision.

In my Monthly Item of Value, get 2020 Real Estate Market stats to start you home buying or selling journey.

The 2020 real estate market fast facts

As always, I am here if you need assistance in buying or selling a home. Contact me t...

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Do Gutters Change the Value of a Home?

Do new gutters change the value of a home? Find out in this article.

Thanks to Clean Sweep for this episode of Tips from the Pros about how gutters change the value of your home — or do they?

The average homeowner or home seller might not think too much about their gutters, but the gutters are a critical piece of every property. Without the right gutters, a home can have issues with basement. Problems with flooding, foundation cracks and other serious problems also can happen. Do the gutters that are on the home you are listing add to the value of the home or decrease it?

The Importance of Good Gutters

Every year, homeowners insurance companies pay out a whopping $2.5 billion in water damage-related losses. In addition, 37% of homeowners have claimed losses due to water issues...

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January 2020 events

My monthly calendar will help you find some January 2020 events in and near Baltimore. It’s a great month for dining out. See details below. In addition, get the details on the events by following the links in the listing.

Winter Lights

January 2020 events, Winter Lights– Bach in Baltimore.
Image: Bach in Baltimore

Come and enjoy Bach’s Christmas Oratorio, Part V & Cantata 153 on Sunday, January 5 at 4 p.m. at the Church of the Redeemer, 5603 N. Charles Street in Baltimore.

Baby & Toddler Storytime

January 2020 events, baby & toddler story time at Enoch Pratt Northwood.
Image: Enoch Pratt Free Libary

Come to the Northwood Branch of the Enoch Pratt Library located at 4420 Loch Raven Boulevard, Baltimore, MD 21218 for a special story time just for the little ones on January 9 at 10:30 a.m. Check the website for additional story times and other programs.

Baltimore City Restaurant Wee...

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My 2019 home sales

  • Home sales, baltimore

Congratulations to all of my clients who purchased or sold a home this year! Here is a list of my 2019 home sales.

  • 316 Drew St.
  • 9450 Wordsworth Way #306
  • 28 Stillwood Circle
  • 2603 Gibbons Ave.
  • 3501 Northway D...
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