" />

Category Monthly Item of Value

The Truth About Auditing

We all have that fear of hearing we’re getting audited by the IRS. However, less than one percent of Americans get audited. State agencies also have the right to look at your returns.

People most likely to be audited are those with no income and those making more than $1 million. If you still use the old paper methods instead of using an online service or having a professional prepare your taxes, you up your chances of an audit.

Click here to read the full infographic report in my monthly Item of Value.

Contact me if there is anything I can do to help you buy or sell your home.

Oh, by the way, I’m never too busy for any of your referrals.

Read More

Contact me for all your real estate needs

Contact Me for All of Your Real Estate Needs

I am happy to answer any of your questions about our local real estate market, buying, selling or looking for a referral for a service in Baltimore and surrounding counties.

I can help in any of these areas:

  • The value of your home
  • The state of the market
  • A home renovation 
  • Selling a home
  • Looking for a new home or investment property
  • Moving out of the area or purchasing a vacation home
  • Financing or refinancing information

Read the full report in my monthly Item of Value by clicking here.

Contact me if there is anything I can do to help you buy or sell your home.

Oh, by the way, I’m never too busy for any of your referrals.

Read More

Wealth-Building Financial Goals for Every Stage of Life

wealth-building to work toward financial goals is important for all stages of life

If building wealth is among your aspirations for the year ahead, you will need some tips and idea. You might be looking for financial goals to set, depending on your age and stage of life.

In this Monthly Item of Value, get tips on where you should focus in each decade of your life. Although your priorities will surely change over time, the goal of continuing to build wealth may not.

In your 20s: Start saving and balance debt-to-income. 

In your 30s: Save as much as you can for large goals while you handle the demands of a growing family or caring for aging parents. 

In your 40s: This is your peak earning decade: Research shows pay growth peaks at 49 for college-educated men and 40 for college-educated women.*

In your 50s: Max out your savings and catch-up on savin...

Read More

5 Fun Facts about Thanksgiving

thanksgiving and turkey go hand in hand
Everyone loves Thanksgiving dinner, all the games on tv and a long weekend, but there are some interesting facts that you might not know about this holiday. Check out this month’s Item of Value and read the full story about Thanksgiving and its traditions we all love. Football, balloon animals and Pilgrims are a part of the holiday, but how did all of the customs that we take for granted get started?

Click here to get the full e-report.

If you are interested in buying or selling a home, contact Gigi today!
Oh by the way, I’m never too busy for any of your referrals.

 

Read More

Tips for Staging Your Kitchen

staging your kitchen when your house is for saleThe kitchen is part of a home where people spend a lot of quality time. It’s very special, more so than most of the other rooms.

How can you make your kitchen stand out from other kitchens people might see when shopping for a home? Staging!

Staging is when you decorate a room to be more appealing to home buyers. It’s important to keep your personal items out and put in things that appeal to a larger group of people. Personal touches are perfect when it’s your home, but you are trying now to entice someone else to make it their home.

In this month’s Item of Value, get tips on how to stage your kitchen. Click here to read the full report.

Read More

Retirement Worksheet

retirement worksheetRetirement Worksheet

Do you want to know how much money you’ll need to retire? Use the linked worksheet to help you estimate. Although your life circumstances may change, the worksheet can give you an idea of how much savings and investments you need to retire comfortably.

If you’d like to speak to someone about financial planning, I can connect you with a professional in my network.

Topics covered on the worksheet

  • How much will you need to maintain your lifestyle?
  • How much of your income will come from non-savings sources?
  • How much income will need to come from your savings and investments each year?
  • How long will your savings and investments need to last?
  • So, how much will you need to save?
Read More

Good Financial Habits

financial habits can help you saveIn this issue of my Monthly Item of Value, learn good financial habits that will help you throughout your lifetime.

By following this list of tips, you will be able to make the most of the money coming in and help your lower your debt and raise your savings and investments.

  • Be mindful of spending.
  • Create and stick to a budget.
  • Pay off one debt at a time.
  • Continue building your emergency savings.
  • Keep contributing to your retirement.
  • Create a budget.

For the full report click here.

Thinking of buying or selling your home? Contact Gigi today to set up an appointment.

Read More

Stay Organized and Clutter-Free

In this Monthly Item of Value learn about how to stay organized and clutter-free.

We all have problems with accumulating clutter in our homes. Making sure everything has a place to be put away.

Not having more than we need seems to be a problem for many Americans. Try to donate or give away at least one thing for every new item you bring in the house to get a handle on clutter.

Taking these tips to heart, you will find that the amount of clutter in your home will be reduced. These tips are especially helpful if you are thinking about buying or selling your home. The less you move, the better. And if you are showing your home – the less clutter you have, the more attractive your home will look to others.

If you are interesting in buying or selling a home, please contact Gigi today to get...

Read More

Why it Makes Sense to Hire a Pro

hire a pro for best resultsHire a Professional for Best Results

In this Monthly Item of Value, we’re talking about hiring a professional. No matter what improvements you are doing to your home, it’s always a good idea to hire a pro. When the safety of your home and family is in play, it’s often more important to use a professional who knows what they are doing rather than finding the cheapest way to do it.

To read the full text “Why it Makes Sense to Hire a Pro” click or tap here.

I have a list of trusted individuals who can help with just about anything around the house. Feel free to contact me to discuss my list of preferred partners.

Read More

Planning to sell? Think like a buyer

think like a buyerThink like a buyer when you are selling your home. You have to force yourself to look at it objectively with no emotional attachment. In this Monthly Item of Value, we’ll get some advice on selling homes. Try to see your home as if you were a potential buyer looking at it. It’s difficult to do because most of us are emotionally attached.

Think about what you need to do as far as curb appeal, cleaning, decluttering and painting to give you home a fresh look. Minimize the bad points and maximize the good points. You don’t have to spend a lot of money, just do some little things to make it shine.

Here is the full text in my May eReport.

Read More