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Category Monthly Item of Value

How to Clean Your Home This Summer Naturally!

Clean your home naturally by creating your own cleaning products.
Clean your home naturally.

You can clean your home naturally

Clean your home with natural ingredients! Worried about the harsh chemicals exposed to your family when you clean? This handy information will help you. Take a few minutes to put together your own cleaning products made from natural ingredients. You probably already have most of these ingredients around the house.

In this issue of my Monthly Item of Value, you’ll get recipes for an all-purpose cleaner, wood polish, mirror/glass cleaner, carpet cleaner and toilet cleaner. As a result, each recipe only has a few ingredients and can be made easily.

All you will need is a few spray bottles for the cleaning products.

It might take a little bit of time to put these recipes together...

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Why Homeowners Are Actually Saving Money

homeowners can save money over renters
Homeowners can save money!

In this month’s Monthly Item of Value, learn about how homeowners are coming up winners. Rent prices are rising steadily and owning a home can be the answer to making ends meet.

Buying is “The American Dream”

Did you know that about 75% of non-homeowners in the U.S. say they view home ownership as part of their American dream, and plan to buy eventually. 

A third of Americans who plan on buying a home in the next five years said they believe that owning costs less in the long run. 

Click here to read the full infographic report in my monthly Item of Value.

Contact me if there is anything I can do to help you buy or sell your home.

Oh, by the way, I’m never too busy for any of your referrals.

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Make Your Money Work For You

make your money work for you today

We want to start saving money and you are not sure what to do. In my Monthly Item of Value you will get the scoop on how to make your money work for you.

 To get started:

  • Determine your risk
  • Pick your strategy
  • Choose your investments

Do you want low, medium or high risk investments? High risk may give you a bigger return, but is it worth it?

A financial professional who understands the market and can help you pick the best options for you and your family.

Click here to read the full infographic report in my monthly Item of Value.

Contact me if there is anything I can do to help you buy or sell your home.

Oh, by the way, I’m never too busy for any of your referrals.

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The Truth About Auditing

We all have that fear of hearing we’re getting audited by the IRS. However, less than one percent of Americans get audited. State agencies also have the right to look at your returns.

People most likely to be audited are those with no income and those making more than $1 million. If you still use the old paper methods instead of using an online service or having a professional prepare your taxes, you up your chances of an audit.

Click here to read the full infographic report in my monthly Item of Value.

Contact me if there is anything I can do to help you buy or sell your home.

Oh, by the way, I’m never too busy for any of your referrals.

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Contact me for all your real estate needs

Contact Me for All of Your Real Estate Needs

I am happy to answer any of your questions about our local real estate market, buying, selling or looking for a referral for a service in Baltimore and surrounding counties.

I can help in any of these areas:

  • The value of your home
  • The state of the market
  • A home renovation 
  • Selling a home
  • Looking for a new home or investment property
  • Moving out of the area or purchasing a vacation home
  • Financing or refinancing information

Read the full report in my monthly Item of Value by clicking here.

Contact me if there is anything I can do to help you buy or sell your home.

Oh, by the way, I’m never too busy for any of your referrals.

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Wealth-Building Financial Goals for Every Stage of Life

wealth-building to work toward financial goals is important for all stages of life

If building wealth is among your aspirations for the year ahead, you will need some tips and idea. You might be looking for financial goals to set, depending on your age and stage of life.

In this Monthly Item of Value, get tips on where you should focus in each decade of your life. Although your priorities will surely change over time, the goal of continuing to build wealth may not.

In your 20s: Start saving and balance debt-to-income. 

In your 30s: Save as much as you can for large goals while you handle the demands of a growing family or caring for aging parents. 

In your 40s: This is your peak earning decade: Research shows pay growth peaks at 49 for college-educated men and 40 for college-educated women.*

In your 50s: Max out your savings and catch-up on savin...

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5 Fun Facts about Thanksgiving

thanksgiving and turkey go hand in hand
Everyone loves Thanksgiving dinner, all the games on tv and a long weekend, but there are some interesting facts that you might not know about this holiday. Check out this month’s Item of Value and read the full story about Thanksgiving and its traditions we all love. Football, balloon animals and Pilgrims are a part of the holiday, but how did all of the customs that we take for granted get started?

Click here to get the full e-report.

If you are interested in buying or selling a home, contact Gigi today!
Oh by the way, I’m never too busy for any of your referrals.

 

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Tips for Staging Your Kitchen

staging your kitchen when your house is for saleThe kitchen is part of a home where people spend a lot of quality time. It’s very special, more so than most of the other rooms.

How can you make your kitchen stand out from other kitchens people might see when shopping for a home? Staging!

Staging is when you decorate a room to be more appealing to home buyers. It’s important to keep your personal items out and put in things that appeal to a larger group of people. Personal touches are perfect when it’s your home, but you are trying now to entice someone else to make it their home.

In this month’s Item of Value, get tips on how to stage your kitchen. Click here to read the full report.

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Retirement Worksheet

retirement worksheetRetirement Worksheet

Do you want to know how much money you’ll need to retire? Use the linked worksheet to help you estimate. Although your life circumstances may change, the worksheet can give you an idea of how much savings and investments you need to retire comfortably.

If you’d like to speak to someone about financial planning, I can connect you with a professional in my network.

Topics covered on the worksheet

  • How much will you need to maintain your lifestyle?
  • How much of your income will come from non-savings sources?
  • How much income will need to come from your savings and investments each year?
  • How long will your savings and investments need to last?
  • So, how much will you need to save?
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Good Financial Habits

financial habits can help you saveIn this issue of my Monthly Item of Value, learn good financial habits that will help you throughout your lifetime.

By following this list of tips, you will be able to make the most of the money coming in and help your lower your debt and raise your savings and investments.

  • Be mindful of spending.
  • Create and stick to a budget.
  • Pay off one debt at a time.
  • Continue building your emergency savings.
  • Keep contributing to your retirement.
  • Create a budget.

For the full report click here.

Thinking of buying or selling your home? Contact Gigi today to set up an appointment.

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